Credit Cards No Interest - Save Money Many Ways
Interest free credit cards are one of the best choices a consumer can make to save a little or a lot of money. Everyday I get pre-approved credit card offers in my mailbox. Some of them come with low introductory rates and other benefits. Before you act on these offers, look for credit cards that are interest free.
Choosing and Using Interest Free Credit Cards
You can use your card, without paying any interest, for an average of six months. Some credit cards may offer interest free periods that could be shorter or longer. If you are able to clear your balance during this period you do not have to pay a penny in interest.
Make Large Purchases Early
The best way to use these interest free cards is when planning for a major purchase. You can then spread the payment without having to pay any interest. Store cards may help in extending the cost of expensive purchases but the interest rates can be extremely high.
The longer the interest free period on the credit card, the more time you get to repay the balance without any extra charges. If you cannot clear your balance on interest free credit cards within the interest free period, the interest charged will only apply to the remaining balance.
An interest free credit card gives you the option to spread the cost of your expenses. If a vacation, big purchase, or a big treat is what you are aiming for, credit cards that are interest free will prove a big help. Many people have started their own business with a credit card. When they need more supplies or products for their business they then start to use business credit cards.
Expiration of the Interest Free Period
On the expiration of the interest free period, the interest rates can change. Find out the interest rate being charged by every lender to give you a good idea of what the charges can be just in case you do not clear your credit card within the interest free period.
This is not a card which lets you never pay interest, but a card that offers a time period before the interest starts being charged. With interest free credit cards, the interest free credit can often extend about 57 days on purchases. This implies that you get 57 days to clear your total balance.
Would you like to get free no fee interest free credit cards with quick and easy approval? Do you need a business credit card? Would you like to get paid commission every time I make any purchase or pay a bill with my credit card?
Get more information at http://tinyurl.com/YVRG6N You can get a card from there and you can make money every time I purchase something with my card.
Kay Schwartz. http://www.homeworksfun.com
Thursday, November 8, 2007
Friday, November 2, 2007
Credit Cards Quick! How Do I Get One?
Know these facts about applying for credit cards quickly online.
How do I apply for a credit card?
First, search to find the type of credit card you wish to apply for. When you find the best card for your needs go ahead and apply using your basic information on an SSL site for your secure online application.
What information do I have to provide for an application?
You will need to provide basic information about yourself such as your name, driver's license number, date of birth, Social Security number, address, and annual income.
Are online card applications secure?
All credit card applications linked to and from featuring Secure Socket Layer (SSL) Technology will offer the highest level of internet security involving sophisticated data encryption. Your information is safe.
How long does it take to receive an application decision?
The waiting time can vary. Some credit cards offer rapid approval, usually in less than one minute, when the bank system is able to confirm that all your information meets the required criteria.
Can I apply for more than one card?
Yes. You can apply for more than one credit card. However, if you have several credit cards, credit card issuers may decide that your total credit is already high, and decide not to issue you more credit cards.
Do you want a credit card now? Want a fast and easy application?
http://tinyurl.com/YVRG6N
You can get a card and you can make money every time I make a purchase.
Kay Schwartz. This blog may be reproduced subject to credit being given to the author and a link to this website.
How do I apply for a credit card?
First, search to find the type of credit card you wish to apply for. When you find the best card for your needs go ahead and apply using your basic information on an SSL site for your secure online application.
What information do I have to provide for an application?
You will need to provide basic information about yourself such as your name, driver's license number, date of birth, Social Security number, address, and annual income.
Are online card applications secure?
All credit card applications linked to and from featuring Secure Socket Layer (SSL) Technology will offer the highest level of internet security involving sophisticated data encryption. Your information is safe.
How long does it take to receive an application decision?
The waiting time can vary. Some credit cards offer rapid approval, usually in less than one minute, when the bank system is able to confirm that all your information meets the required criteria.
Can I apply for more than one card?
Yes. You can apply for more than one credit card. However, if you have several credit cards, credit card issuers may decide that your total credit is already high, and decide not to issue you more credit cards.
Do you want a credit card now? Want a fast and easy application?
http://tinyurl.com/YVRG6N
You can get a card and you can make money every time I make a purchase.
Kay Schwartz. This blog may be reproduced subject to credit being given to the author and a link to this website.
Thursday, November 1, 2007
Credit Cards Students
Keyword: credit cards students,budgeting,spending,credit history,maximum limit,additional fees, penalties,payment due date,payment options,Kay Schwartz
Rules and Tips for Students to Protect Their Credit Ratings and Card Privileges.
A student credit card is designed for high school and college students and usually works the same way as any credit card that has been issued by a financial institution. In general a student credit card merely has a few more restrictions relative to non-student cards.
1) Budgeting Beauty
Take time to establish a monthly budget for yourself, one that includes your credit card payments. Watch your bills and compare them with your budget each and every month.
2) Adjust Your Spending
Make spending adjustments when necessary. Being prepared for unexpected and planned unexpected expenses is the best way to guarantee that your credit history remains clean and strong.
3) Credit Your Credit
Use your credit responsibly. Be especially sensitive to the payment agreements you made when you established your accounts.
4) Limit Your Limit
The credit limit shown on your statement is the maximum amount that the institution that issued your card is prepared to lend you. Avoid spending to your limit. Charging over your limit is usually considered a violation of your agreement.
5) On Time Every Time
When a card statement arrives at your home, the most important item to notice is the payment due date. Your payment must reach the financial institution by the payment due date whether paying the minimum or paying the total.
6) Minimum Maximum
Always be prepared to make at least the minimum payment. If you wish to reduce your finance charges, or plan to make a number of additional purchases in the coming month, consider paying a larger amount.
7) Stay In Touch
If you change your name or address notify your lender immediately. Send your updated information before the fact, not after. Your payment could turn into a late payment in the time it takes for a statement to be forwarded to your new address.
Would you like to learn a whole lot more about the credit card industry? Do you need a credit card?
Would you like to learn a whole lot more about the
credit card industry? Do you need a credit card?
Would you like to beat the banks at their own game?
I invite you to
send me an email.
Don't worry. It's an autoresponder and you can opt out anytime.
This article may not be reproduced without including Kay Schwartz as author and
the inclusion of this URL http://credit-cards-easy-to-get.blogspot.com
Rules and Tips for Students to Protect Their Credit Ratings and Card Privileges.
A student credit card is designed for high school and college students and usually works the same way as any credit card that has been issued by a financial institution. In general a student credit card merely has a few more restrictions relative to non-student cards.
1) Budgeting Beauty
Take time to establish a monthly budget for yourself, one that includes your credit card payments. Watch your bills and compare them with your budget each and every month.
2) Adjust Your Spending
Make spending adjustments when necessary. Being prepared for unexpected and planned unexpected expenses is the best way to guarantee that your credit history remains clean and strong.
3) Credit Your Credit
Use your credit responsibly. Be especially sensitive to the payment agreements you made when you established your accounts.
4) Limit Your Limit
The credit limit shown on your statement is the maximum amount that the institution that issued your card is prepared to lend you. Avoid spending to your limit. Charging over your limit is usually considered a violation of your agreement.
5) On Time Every Time
When a card statement arrives at your home, the most important item to notice is the payment due date. Your payment must reach the financial institution by the payment due date whether paying the minimum or paying the total.
6) Minimum Maximum
Always be prepared to make at least the minimum payment. If you wish to reduce your finance charges, or plan to make a number of additional purchases in the coming month, consider paying a larger amount.
7) Stay In Touch
If you change your name or address notify your lender immediately. Send your updated information before the fact, not after. Your payment could turn into a late payment in the time it takes for a statement to be forwarded to your new address.
Would you like to learn a whole lot more about the credit card industry? Do you need a credit card?
Would you like to learn a whole lot more about the
credit card industry? Do you need a credit card?
Would you like to beat the banks at their own game?
I invite you to
send me an email.
Don't worry. It's an autoresponder and you can opt out anytime.
This article may not be reproduced without including Kay Schwartz as author and
the inclusion of this URL http://credit-cards-easy-to-get.blogspot.com
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