Poor Credit Credit Cards

Do you need a credit card but find that your credit score is holding you back? Your bad history is not written in stone. It will get better. Build your credit now and get your finances back on track. Learn how to choose the right card for your particular needs. You need a card with a good annual percentage rate (APR), to be able to transfer your balances, to increase your spending limit, and to rebuild your credit.

Good Annual Percentage Rate (APR)

Percentage rate is the most important factor for many people. Even with poor credit you can find credit cards that offer competitive APR. You do not have to suffer high percentage rates just because you have had some past bad luck or made some bad choices. . Another important factor in choosing a credit card is being able to transfer your balances from other cards.

Balance Transfer

Your poor credit history will not ban you from being able to transfer what you owe on your present cards to your new card. Get rid of the high interest rates. Get all your bills on one credit card statement. It is so much easier to manage your budget with fewer cards. The way to make the most of a new credit card is to choose one with an introductory rate. Transferring your balances will help you to increase your credit limit.

Increase Your Credit Limit

You can progressively increase your credit limit even though you have poor credit. Find a credit card company that reports monthly to all 3-4 major credit bureaus. Having a card with this type of service lets you get accepted for other credit such as a loan or mortgage at a realistic interest rate. By increasing your credit you are building your credit.

Build Your Credit

Get a card that you can use to create a strong credit history. Card companies that regularly review your eligibility are best. By building your credit you will then be a trusted consumer. A trusted consumer never uses up all the balance (unless willing to pay at least 60% of the balance monthly), pays the monthly bill on time (every month), never has an outstanding balance of more than 40% of the total credit limit, and has only one or two cards (to run the budget responsibly).

Would you like to get free no fee credit cards with quick and easy approval? Would you like to get paid commission every time I make any purchase or pay a bill? Your poor credit will not hold you back. I invite you to get more information at

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