Zero Balance Transfer Credit Cards

Do Not Transfer Any Of Your Balance Unless--

You Know This before Requesting
Your Zero Balance Transfer

It is very important to tell the credit card
company not to transfer any of your balance
unless your entire balance can be transferred.

If you apply for a transfer and you are not
approved for a credit limit high enough to
move your entire balance, you will end up
with two credit card bills instead of just one.

If you apply for a balance transfer but only
qualify to get part of your balance transferred
your initial goal of simplifying your life and
you might have made it worse.

Zero balance transfer credit card offers are
designed to help people consolidate their credit
card debt onto one card, thus saving money on
interest charges.

There are some important considerations to take
into account before ask for a balance transfer
to a low-interest credit card. Getting a balance
transfer can be beneficial but make sure you
know what you’re getting into.

Requesting a zero balance transfer won’t guarantee
that you will qualify for a credit limit high enough
to transfer your pre-existing balance. Make sure
that you don’t further complicate your financial
situation. Keeping up with three or more credit cards
can be time-consuming and difficult.

A balance transfer on just part of your existing
balance is not worth it.

Aim for getting your entire balance transferred.
Pass up the offer if that can’t be done. You
could also wait for your credit situation to
change and then reapply. Maybe you will qualify
for a credit limit high enough to transfer your
entire balance at that time.

I invite you to find much more information about
credit cards help and how to
Beat The Credit Card Companies At Their Own Game

Would you like to learn a whole lot more about the
credit card industry? Do you need a credit card?
Would you like to make the money from credit cards
that the banks do? I invite you to
send me an email.